Legal

Privacy Policy

Integrity Financial Corporation

This Privacy Policy describes how Integrity Financial Corporation (“Integrity IDF,” “we,” “our,” or “us”) handles information submitted through the integrityidf.com website (the “Site”). We are committed to handling any information you provide with care and transparency.

1. Information We Collect

This Site is a read-only informational resource. We do not require you to create an account, log in, or provide any information simply to view content.

The only personal information we collect is what you voluntarily submit through the consultation request form:

  • Full name (required)
  • Email address (required)
  • Phone number (optional)
  • Your message (required)

We do not collect payment information, government identification, or any sensitive personal data through this Site.

2. How We Use Your Information

Information submitted through the consultation form is used solely to:

  • Respond to your consultation request
  • Follow up on your inquiry at your request

We do not use your information for unsolicited marketing, automated profiling, or any purpose beyond responding to you directly.

3. How We Store Your Information

Consultation form submissions are delivered to our team via email and are not stored in any database. Once the email is delivered, no record of your submission is retained on the Site’s servers or infrastructure.

Any subsequent communications are retained only within our internal email system and are handled according to our internal data retention practices.

4. Cookies and Tracking

This Site does not use advertising cookies, analytics cookies, or any third-party tracking technologies. We do not run Google Analytics, Meta Pixel, or similar tools.

The only cookie this Site may set is a short-lived session cookie used exclusively for internal administrative access. This cookie is never set for general visitors and contains no personal information.

Fonts used on this Site are self-hosted. No request is made to Google Fonts or any external font service when you visit.

5. Third-Party Service Providers

We use the following third-party infrastructure to operate this Site. Each provider processes data only to the extent necessary to deliver their service:

  • Vercel, Inc. — website hosting and content delivery. Vercel may log standard web server data (IP address, browser type, pages requested) for security and operational purposes. See Vercel’s Privacy Policy.
  • Email provider (SMTP) — consultation form submissions are transmitted via our SMTP email provider to deliver your message to our team.

We do not sell, rent, or share your personal information with any third party for their own marketing or commercial purposes.

6. Your Rights

Depending on where you are located, you may have the following rights regarding any personal information you have submitted to us:

  • Access — request a copy of the information we hold about you
  • Correction — request that inaccurate information be corrected
  • Deletion — request that your information be deleted
  • Objection — object to how we use your information
  • Portability — request your information in a structured, machine-readable format (where applicable)

Residents of California (CCPA) and the European Economic Area (GDPR) have specific statutory rights under those frameworks. To exercise any of these rights, contact us at the address below. We will respond within 30 days.

Because we do not store form submissions in a database, in most cases we will have no retained data to access, correct, or delete beyond any email correspondence.

7. International Visitors

This Site is operated in the United States. If you are accessing it from outside the United States — including from the European Economic Area, United Kingdom, or Asia Pacific — please be aware that information you submit will be transferred to and processed in the United States, where data protection laws may differ from those in your jurisdiction.

By submitting a consultation request, you acknowledge this transfer. We apply the same data handling standards described in this policy regardless of where you are located.

8. Children’s Privacy

This Site is intended solely for institutional investors, accredited investors, and qualified purchasers. It is not directed to individuals under the age of 18 and we do not knowingly collect information from minors.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The effective date at the top of this page will reflect the date of the most recent revision. We encourage you to review this page periodically. Continued use of the Site after any changes constitutes acceptance of the updated policy.

10. Contact Us

For any privacy-related questions, requests to exercise your rights, or concerns about how we handle your information, please contact us at:

Integrity Financial Corporation

Privacy inquiries: info@integrityidf.com

Disclosures and Important Considerations

  1. This material is provided for informational and educational purposes only and should not be construed as legal, tax, investment, or accounting advice. You should consult your own qualified advisors regarding your specific situation. The authors and affiliated entities are not engaged in rendering legal, tax, or actuarial services.
  2. This material does not constitute an offer to sell or the solicitation of an offer to purchase any security, investment product, or insurance policy. Any such offer may only be made through formal offering documents and in accordance with applicable law.
  3. Certain strategies and structures discussed herein, including private placement life insurance (PPLI), private placement variable annuities (PPVA), and insurance-dedicated funds (IDFs), are intended only for qualified purchasers, accredited investors, or insurance company separate accounts, as defined under applicable securities laws.
  4. Tax treatment depends on proper structuring, ongoing compliance, and current law, all of which are subject to change. Policy design, ownership structure, jurisdiction, and ongoing administration may materially impact outcomes. Policy loans, withdrawals, and trust ownership arrangements may affect tax results and should be reviewed with qualified advisors.
  5. Private placement life insurance (PPLI) and private placement variable annuities (PPVA) are complex, long-term insurance products that combine insurance coverage with investment options. Policy values will fluctuate based on investment performance, fees, and charges. Loans and withdrawals may reduce policy value and death benefits and may have tax consequences if not properly structured. Life insurance policies are subject to underwriting, carrier approval, and ongoing policy requirements, and if a policy lapses, is surrendered, or fails to meet applicable tax law requirements, adverse tax consequences may result.
  6. Any financial illustrations, projections, or hypothetical examples are for informational purposes only and are not intended to predict or project actual results. These examples are based on assumptions that may not reflect actual market conditions or client experience. Actual results will vary and are not guaranteed.
  7. References to historical performance, target returns, or asset class characteristics are provided for general informational purposes only and are not indicative of future results. Target returns are hypothetical in nature, are not guarantees, and may not be achieved. Investments involve risk, including the possible loss of principal.
  8. Investments in private markets, including private equity and fund-of-funds structures, are speculative, involve a high degree of risk, and are subject to limited liquidity. Such investments may involve multiple layers of fees and expenses, use of leverage, and exposure to underlying managers whose strategies may be complex and difficult to evaluate.
  9. Fees, expenses, and charges at both the insurance policy level and underlying investment level may reduce overall returns. Certain illustrations may not reflect all fees, including insurance-related charges, advisory fees, or underlying manager expenses. Tax laws, regulations, and interpretations may change and could impact the comparative results or benefits described herein.
  10. No representation or warranty is made as to the accuracy or completeness of the information contained herein. All statements and opinions are subject to change without notice and are not guaranteed. Investment decisions should be based on an individual’s specific objectives, time horizon, and risk tolerance. Diversification does not ensure a profit or protect against loss. Any investment decision should be made only after reviewing the applicable offering memorandum and related documents.